What to prepare for in November?
Now your SIM card can be disconnected, your debts can be collected without a court order, and you can be fined automatically for not having compulsory motor insurance (OSAGO) on the road. We've compiled the most important November changes for Russians on cards.
SIM card control
Telecom operators are completing verification of all subscriber data. Customers with unverified data will have their SIM cards disconnected. Authorities say this is necessary to combat fraud.
A limit on the number of SIM cards per person is also being introduced (for corporate clients, it's 20). Starting November 1, 2025, if this limit is exceeded, telecom operators will refuse service to the client.
Increase in pensions
The Russian Social Fund will conduct a scheduled pension recalculation. The increase will occur automatically and will affect pensioners who have reached 80 years of age, persons with Group I disabilities (their fixed pension payment will be doubled to 17,815 rubles), civil aviation flight crew members (their additional payments depend on working conditions and length of service), and coal industry workers.
Collect debts without going to court
Certain categories of debt can now be collected without going to court, but only based on a decision by tax authorities. These include taxes declared in the 3-NDFL tax return, transport and property taxes, as well as obligations under notarized loans, credits, and promissory notes.
However, debts that arose before November 1, 2025, will be collected under the previous rules—through legal proceedings.
Control over compulsory motor third party liability insurance (OSAGO)
Starting November 1, cameras will automatically check whether a vehicle has a valid motor vehicle liability insurance policy. If a vehicle doesn't have one, the fine will be 800 rubles for a first offense and up to 5 rubles for a repeat offense.
However, the likelihood that cameras will begin issuing mass fines for lack of insurance starting today is extremely low: "Initially, drivers without insurance will be notified, and fines will only be enforced once the system is fully operational," experts explain.
Debt verification for heirs
Starting November 24, notaries will be required to inform heirs of the deceased's outstanding loans. This change aims to increase the transparency of the inheritance process, protect citizens from unexpected financial obligations, and allow them to decide whether to accept or reject the inheritance.
Labeling of animal feed
Starting November 1, producers and suppliers of vegetable oils and animal feed will be required to submit product information to Chestny Znak.
The innovation is aimed at increasing the transparency of supplies – “so that only legal and safe products are present on store shelves.”
Refusal of electronic document management
The Federal Tax Service is permanently stopping accepting requests through electronic document management systems. Now, all inquiries, clarifications, complaints, and letters can only be submitted through the taxpayer's personal account or the Gosuslugi portal.
It's time to pay taxes
November is the last month to pay property tax. If you haven't received a paper notice, check Gosuslugi or your personal taxpayer account. You can also get information directly from a Federal Tax Service office.
Criminal suspects will be caught abroad too
The amendments apply to cases where it is impossible to conduct procedural actions during pre-trial or trial proceedings because the suspect or accused is located outside the country. In such circumstances, the criminal case materials will be transferred to the Russian Prosecutor General's Office and then to the competent authorities of the foreign state.
Previously, criminal case materials were sent abroad with requests for prosecution only against foreign citizens. Starting November 7, foreign countries will be able to try Russians under their own laws without agreeing to extradition to Russia.
